FiClub coaches, Ray and Frank, had the opportunity to do a workshop on personal finances and goal setting with a group of self-employed language professionals. Great crowd and some really good discussions. The big area of need the group reported was ensuring that they built adequate retirement savings while keeping an eye on growing the income that makes it possible to cover expenses and move forward. Taxes and record-keeping were also an area of focus for the group. We belie

"Freedom isn't Free" says the bumper sticker - for the self-employed, the freedom to be your own boss also comes with a cost: having to manage your business finances. Although the Bureau of Labor Statistics' outdated survey method doesn't capture the entire trend, more and more Americans are leaving the 9-to-5 routine of a regular job working for someone else. Whether that is voluntarily to go chase an entrepreneurial dream or involuntarily as careers end in an industry disru