You're in debt and you want to pay it off but often reality tears down the best plans and rips-up your resolutions. For many Americans, despite talk of a roaring economy, expenses still stretch budgets and drain savings. The statistics from last year's Harris poll on behalf of Careerbuilder are grim: (See full article) - 78 percent of U.S. workers live paycheck to paycheck to make ends meet - Nearly one in 10 workers making $100,000+ live paycheck to paycheck - More than 1 in

Summer vacation is upon us and for millions of consumers, that can mean one or more hours long, high pressure timeshare sales pitches. This sales pitch can make it seem as if the salesperson is in control and you’ve got no choice but to go along. The good news is that that just isn’t true. You are in control, despite all the training that they've been through, so long as you remember that no salesperson can make you buy anything, unless you agree to it. I got my start in the

A couple disclaimers and qualifiers must accompany anything Trump-related posted here: 1). I am not on the #Trumptrain or #MAGA'ed in the head in the least. 2). I don't want to talk about politics here or try to sway anyone to my opinions. FiClub is about helping people with their finances and habits with the goal of building a community that elevates its prosperity and self-mastery, together. Personally, I find the Trump style of "presidenting" divisive and in total conflic