Being frugal and smart with your money is not greed or selfishness - you can have room for generosity and giving in a sound budget. Give thoughtfully, using heart and head, for the greatest positive impact on the world, while holding to your budget and meeting your goals. The more personal finance blogs and articles I study, the more I believe that aside from the absolutes: the mega-rich on the Forbes list, on the one hand, and those dying of preventable causes for lack of m

While mindfulness may for some conjure visions of chanting nonsense while burning incense, the version of mindfulness gaining mainstream attention may help you manage dollars with sense. Many companies like Deutsche Bank, Google and Yahoo have been incorporating the concept into their corporate practices to help their employees make better decisions. Business is getting serious about mindfulness, and maybe you should take a serious look at it too. FiClub stands for Financial

It's just you against your mountain of debt, what's worse, you likely got into this mess because "Past You" betrayed you a

The bulk of financial advice focuses on budgeting, cutting out luxuries and saving on basic necessities. That's all useful advice but some days I just want that latte and I won't let Suze Orman get between me and plunking down my $4. And I'm not alone: "Operating income was a record $4.2 billion, a 16 percent increase over fiscal 2015" - Starbucks 2016 Annual Letter to Shareholders Our latest poll showed that 4 out of 5 FiClub members want insight on growing or stabilizing In

With no buffer for emergencies, people resort to pawnshops or payday loans. Both cost you dearly in interest and "convenience fees", as if it's convenient to be broke. Consider the grim truth of how much desperate measures can cost over the course of a year in an article by Maria LaMagna, FiClub suggests an easy way to stay ahead of trouble - get started now- it's as simple as putting $5 in a coffee can. From personal experience, I found the reason I didn't have emergency or