It is that part of finances, that many of us don’t give quite enough importance to. Emergency savings is a requirement, and not a luxury financial decision. We need to drill this fact into our heads! Pay attention America. The debt situation in our country is not good at all. Nearly every single consumer has some sort of debt in their financial portfolio. Some have credit cards, some have both credit cards and payday loans, some have unaffordable mortgage payments, and the si