It is that part of finances, that many of us don’t give quite enough importance to. Emergency savings is a requirement, and not a luxury financial decision. We need to drill this fact into our heads!

Pay attention America.


The debt situation in our country is not good a...

April 14, 2018

Do you ever find yourself getting right up to the point where you finally deal with something that bothers you, and at the last moment you back away from solving it? A coaching client wanted to start saving for retirement. She is in her early forties and has spent her...

January 17, 2018

No matter how much you invest, a percentage of your portfolio, up to 10%, should be for speculative investments. Investing is like a muscle, the more you use it the stronger you will be and the more comfortable you will be doing it.  

Because of what you already do in y...

October 16, 2017

We usually write about small things you can do to improve your finances but the fires in Northern California drove home a reminder that you have to protect the assets that matter the most. Specifically, your home, your health and your family.

If you live in areas that a...

September 9, 2017

How would your finances look if you had gotten a 640% return on all your investments? It's easy to see why Bitcoin and other cryptocurrencies have been grabbing headlines. That type of profit makes some people desperate to jump in while the prices keep climbing. At the...

August 7, 2017

We hear that money is the root of all evil but that doesn't have to be the case. In the age where companies like Apple and Tesla catapult their stock price by connecting deeply with consumers, it's kind of passé to think of investing only in terms of cold numbers. When...

April 8, 2017

With no buffer for emergencies, people resort to pawnshops or payday loans. Both cost you dearly in interest and "convenience fees", as if it's convenient to be broke. Consider the grim truth of how much desperate measures can cost over the course of a year in an...

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